About Us
Welcome to Mualamat Biz Capital Sdn Bhd, your trusted partner in financial solutions and the first traditional licensed money lender in Malaysia Who gets Digital Licensed from KPKT to offer personal loans online. With over a decade of experience in the industry, we have built a reputation as a reliable financial service provider, dedicated to empowering individuals across Malaysia with accessible and efficient loan options.
Our Journey
Founded more than 10 years ago and headquartered at 22A, Jalan Perniagaan Seri Tambun, Pusat Perniagaan Seri Tambun, Tambun, 14100 Simpang Ampat, Pulau Pinang, Mualamat Biz Capital Sdn Bhd has established itself as a key player in the financial sector of northern Malaysia. Our journey began with a mission to bridge the gap between traditional lending practices and the evolving needs of modern consumers. We understood that financial assistance should be both accessible and convenient, leading us to become the first licensed money lender to operate online.
Our Vision
At Mualamat Biz Capital Sdn Bhd, our vision is to revolutionize the lending landscape by integrating technology with traditional finance. We aim to make personal loans accessible to all Malaysians, regardless of their circumstances. Our commitment to transparency, integrity, and customer satisfaction remains at the forefront of our operations, ensuring that our clients receive the best possible service.
Services
At Mualamat Biz Capital Sdn Bhd, we specialize in providing personal loans as a licensed money lender physically in Penang, Malaysia and virtually online to reach out to all customer in Malaysia. Our loans come with competitive interest rates and flexible repayment terms, making it easier for you to access the funds you need for various purposes, whether it’s for education, home improvements, medical expenses, or emergencies. With over five years of experience and a commitment to excellent customer service, we prioritize your needs and ensure a straightforward application process. Trust us to be your reliable partner in achieving your financial goals!
Personal Loan
We specialize in personal loans, designed to meet the diverse needs of our customers. Whether you are looking for funds for unexpected expenses, medical emergencies, education, or home improvements, our loan options are tailored to provide you with the financial support you need. Our user-friendly online platform allows you to apply for a loan from the comfort of your home, streamlining the process and making it quicker than ever before.
Loan Amount: RM 500 - RM 100,000
Why Choose Our Company
We Personalize Sustainable Plan for You.

1% Low Interest

1 to 5 years repayment period

20 times loan amount of your net income

20 hours customer care

90% approval rate

Our Commitment to Customers
Customer satisfaction is our top priority. We’ve built a dedicated service system to support you at every stage of the loan process, ensuring a smooth experience from application to approval.
Team Profile
Frequently Asked Questions
What document do you need for personal loan application?
We need:
1. Latest 3 months bank statements
2. Latest 3 months pay slips
3. Latest utility bill (water / electric)
4. IC photocopy
How much is the loan interest rate?
We offer very affordable loan interest rate at 1% monthly lowest. Besides, we offer flexible and reasonable repayment terms and period. Find out more by contacting us today or submit your application online for further rebates!
I am blacklisted / CTOS, can I still apply for loan?
Yes, with us, your loan application will still be considered even if you are blacklisted / CTOS depending on your supporting documents that we request for. You can talk to our loan consultant to find out more details. We have over 99.9% loan approve rate.
How long did you take to process my loan application?
Our dedicated teammate will consult your loan application within 3 hours, provided you have submitted all the required documents and information. Once loan approved, we will release cash to you within 3 minutes.
Testimonials
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Simple Application Process for All Loan Types
Loan Calculator
Monthly Repayment
RM 0
Contact Us
Feel Free to Contact Us for Any Enquiries
Address
22A, Jalan Perniagaan Seri Tambun
Pusat Perniagaan Seri Tambun Tambun
14100 Simpang Ampat
Pulau Pinang